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2017 Brings A Rising Interest in the Life Settlement Market

New factors have sparked among the life settlement market regarding investors and consumers alike showing rising interest. Reaching the age of 71, are the oldest of Baby Boomers, which brings them to or near retirement and closer to the sweet spot age for life settlements. As this age group begins
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You Can Find Comfort In Life Settlement Industry’s Track Record of Service

After Donna Horowitz, senior editor of “The Life Settlements Report” published by The Deal, investigated consumer complaints filed with state regulators regarding life settlement transactions, her findings were interestingly not what you would expect to hear about complaints. Following her review of The National Association of Insurance Commissioners’ database and
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Why You Need To Add An FMV Analysis Into Your Planning

Over the last for decades, life insurance has endured countless changes. This means that if you’re helping seniors with their financials, an analysis of the FMV of all their assets is essential, and that includes life insurance. The value of life insurance could exceed that value of any other property
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How to Handle Rising Premiums

In past years, the premiums shown to a customer when they were sold a policy would stay the same while the policy was in force because insurance companies wanted their confidence. This was a point of pride for the insurance company and this basic promise between the insurer and consumer
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The Life Settlement Strategy

Did you know ninety percent of seniors who lapsed a life insurance policy would’ve considered a life settlement if they’d been aware of that option? Yet 65 percent of financial advisors have never recommended a life settlement to a client. However, they say they would do so under the right
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5+ Alternatives More Beneficial Than Surrendering Your Policy

Every year, more than 710,000 life insurance policies are surrendered by seniors older than 70. Many due to the fact that seniors think this is their only option. If you combined the face value of these policies, they would amount to over $57 billion. Here are 5 alternatives that are
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3 Factors That Determine Settlements

Because life insurance is personal property, it can be sold just like any other piece of property you would own. Selling your life insurance policy to a third party gives you more cash versus surrendering it to the insurance company, but this value is less than the death benefit amount.
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3 Strategies To Aid The Retirement Security Crisis

There are three places people lean on for income during retirement. This includes pensions, assets and Social Security. That said, about one-third of Americans currently draw income from pensions and only a little more than half gain income from assets. Taking these stats into consideration means that half of all
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A New Way To Afford Retirement

Health care costs are constantly on the rise. According to AARP, the average cost of medical expenses for an American couple over the age of 65 is $240,000. That amount is astronomical to a retired couple living on fixed retirement incomes and heavily dependent on social security. A life settlement
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3 Reasons Financial Advisors Need To Know About Life Settlements

Life settlements, the sale of life policies in exchange for cash payouts, are an extremely viable option that have saved many senior citizens from lapsing policies and unexpected financial strain. Many financial advisors are still; however, not educating their clients on the subject. No one wins in this scenario as
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