August 23rd, 2016
Term life insurance that is convertible to universal or whole life continues to be a sought-after product on the life settlement market. As your senior clients’ term life policies approach the end of their conversion periods, check in with them to determine if their future life insurance needs have decreased.
August 9th, 2016
Life settlements offer an alternative to lapsing or surrendering a life insurance policy by selling it on the secondary market for more than the surrender value. Advisers can differentiate themselves and add value for their clients by discussing the life settlement option. Here’s how to start offering them to your